Redeemable only for products at panerabread.com or participating U.S. Panera Bread® bakery-cafes. Not refundable or redeemable for cash unless required by law. Not redeemable to purchase another gift card. Reloadable. This card is issued by and represents an obligation solely of Bakery Cafe Cards, LLC or, if sold by a Panera franchisee, such franchisee. For complete terms and conditions (including arbitration agreement), which are subject to change, or for balance inquiries, please visit panerabread.com or call 1-877-218-5366. Purchase, use or acceptance of this card constitutes acceptance of these terms and conditions. For Panera Bread locations, please visit panerabread.com. ©2022 Panera Bread. All Rights Reserved.